You may be wondering when tree removal is necessary. These reasons can range from dead or dying trees to those too close to your house. Read on to learn more about why you should get a tree removal East Lyme, CT services. And don’t forget to look at the pros and cons of each type of tree in your yard.
Dead or dying trees
A dead or dying tree can cause many problems for your property, and you may need to have it removed from your yard. Dead trees can also attract pests such as rats and termites, who will move from the decaying tree into your home’s foundation. In these cases, tree removal may be covered by your homeowner’s insurance. Dead or dying trees in your yard may also pose a risk to your property, and your insurance company can reimburse you for the cost of removing them.
In addition to decay, a dead tree can also show visual signs of illness. For example, its trunk will likely have fungus internally rotted out. A tree with a dead trunk may have bare branches, but its internal structure may still be intact. It may also cling to its leaves and remain strong during winter. If a tree shows any of these symptoms, it is time to call a professional for tree removal.
Too close to your home
The Mid-South is no stranger to storms. We have two severe seasons every year, and homeowners here are used to experiencing high winds, heavy rain, and blowing debris throughout the yard. Debris is a nuisance, but it can also damage siding and roofs. Trees planted too close to homes are especially vulnerable to these issues.
A tree that is too close to a house can be a nuisance, eyesore, and safety concern. In addition, damage from storms and pests can cause structural problems. You may even be putting your home at risk if the tree is diseased, unhealthy, or otherwise unhealthy. Therefore, when it’s time to remove a tree, you should hire a tree service to remove it safely.
Damage to structures
When determining whether your insurance policy will cover damage from tree removal, it is important to determine the extent of coverage. Many policies only cover up to a certain percentage of the home’s total value. For instance, a tree falling on a house will only be covered up to 10 percent of the dwelling’s coverage limit. Different types of damage also warrant different coverage limits. The insurance adjuster will consider the replacement cost when determining how much to pay for the damage.
Fortunately, some insurance policies cover tree removal costs under certain conditions. For example, homeowners insurance often has coverage limits for dwellings and other structures, so if a tree falls on a home, you may be able to receive up to $300,000. You will have to pay a deductible for the damage, however. If your insurance company does not cover the full cost of tree removal, you may have to appeal. In addition to determining the extent of coverage, you must read your policy and understand its fine print.
When is tree removal necessary for unattractively shaped trees? Some trees’ root systems extend far beyond the reach of the branch tips and can lift a driveway or sidewalk. It is especially damaging when the roots are close to a septic tank or foundation. Additionally, some trees’ branches shade a home or a nearby playground. Tree removal may improve curb appeal and increase the property’s value.
If a tree is dying, cracked, or split, it may be time to remove it. While a healthy tree may not need to be removed, a split or cracked tree will make your landscape look ugly. If a tree splits, an arborist may warn you to remove it. Splits are particularly unsightly and may signal that it’s time to remove it. It’s important to consult an arborist before removing it.